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Call reports 2009

SUMMIT COMMUNITY BANK, INC. — 2009

What SUMMIT COMMUNITY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/97929a45-6393-4081-9bd5-04f883b2393b/2009

Balance sheet

What the bank holds and owes at quarter end

Measure2009Q12009Q22009Q32009Q4
Total assets1,583,464,0001,571,887,0001,564,467,0001,570,384,000
Total loans1,209,326,0001,180,747,0001,170,503,0001,154,329,000
Allowance for loan losses21,996,00014,305,00013,848,00017,000,000
Securities available for sale295,619,000289,158,000285,042,000271,540,000
Securities held to maturity0000
Trading assets0000
Total deposits965,049,000963,951,000979,016,0001,024,995,000
Interest-bearing deposits884,875,000884,345,000901,093,000943,219,000
Noninterest-bearing deposits80,174,00079,606,00077,923,00081,776,000
Equity capital110,823,000112,852,000122,373,000121,359,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2009Q12009Q22009Q32009Q4
Interest income22,982,00045,737,00068,150,00089,512,000
Interest expense11,282,00022,427,00033,442,00044,079,000
Net interest income11,700,00023,310,00034,708,00045,433,000
Noninterest income1,063,0002,192,0003,677,0005,129,000
Noninterest expense6,461,00013,756,00020,670,00027,440,000
Provision for loan losses4,000,0009,500,00013,500,00020,325,000
Pretax income2,558,000-2,227,000170,000-857,000
Income tax548,000-1,276,000-677,000-1,420,000
Net income2,010,000-951,000847,000563,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2009Q12009Q22009Q32009Q4
Tier 1 capital115,890,000113,965,000120,302,000120,055,000
Total capital131,080,000128,327,000134,299,000134,874,000
Risk-weighted assets1,207,431,0001,192,139,0001,195,550,0001,183,321,000

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