Call reports 2024
COMMUNITY STATE BANK OF ORBISONIA — 2024
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 469,193,000 | 464,018,000 | 463,609,000 | 459,442,000 |
| Total loans | 353,509,000 | 354,092,000 | 354,935,000 | 355,085,000 |
| Allowance for loan losses | 3,187,000 | 3,173,000 | 2,914,000 | 2,954,000 |
| Securities available for sale | 71,090,000 | 69,512,000 | 69,939,000 | 66,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,957,000 | 402,123,000 | 398,168,000 | 406,635,000 |
| Interest-bearing deposits | 364,201,000 | 363,790,000 | 356,533,000 | 367,032,000 |
| Noninterest-bearing deposits | 38,756,000 | 38,333,000 | 41,635,000 | 39,603,000 |
| Equity capital | 37,056,000 | 37,860,000 | 40,172,000 | 38,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,312,000 | 10,812,000 | 16,324,000 | 21,886,000 |
| Interest expense | 1,633,000 | 3,299,000 | 4,943,000 | 6,505,000 |
| Net interest income | 3,679,000 | 7,513,000 | 11,381,000 | 15,381,000 |
| Noninterest income | 834,000 | 1,756,000 | 2,587,000 | 3,375,000 |
| Noninterest expense | 3,782,000 | 7,673,000 | 11,322,000 | 15,519,000 |
| Provision for loan losses | 150,000 | 177,000 | 73,000 | 199,000 |
| Pretax income | 581,000 | 1,419,000 | 2,573,000 | 3,038,000 |
| Income tax | 84,000 | 213,000 | 447,000 | 511,000 |
| Net income | 497,000 | 1,206,000 | 2,126,000 | 2,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,755,000 | 42,548,000 | 43,273,000 | 43,585,000 |