Call reports 2023
COMMUNITY STATE BANK OF ORBISONIA — 2023
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 464,161,000 | 463,751,000 | 457,199,000 | 460,598,000 |
| Total loans | 347,794,000 | 349,901,000 | 347,732,000 | 353,738,000 |
| Allowance for loan losses | 2,848,000 | 2,805,000 | 2,934,000 | 3,084,000 |
| Securities available for sale | 77,767,000 | 75,276,000 | 71,490,000 | 73,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,279,000 | 404,283,000 | 398,958,000 | 394,506,000 |
| Interest-bearing deposits | 359,735,000 | 357,902,000 | 356,254,000 | 354,316,000 |
| Noninterest-bearing deposits | 46,544,000 | 46,381,000 | 42,704,000 | 40,190,000 |
| Equity capital | 35,411,000 | 35,502,000 | 34,617,000 | 37,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,824,000 | 9,915,000 | 15,108,000 | 20,399,000 |
| Interest expense | 865,000 | 2,085,000 | 3,430,000 | 4,888,000 |
| Net interest income | 3,959,000 | 7,830,000 | 11,678,000 | 15,511,000 |
| Noninterest income | 422,000 | 1,152,000 | 1,955,000 | 2,746,000 |
| Noninterest expense | 3,391,000 | 7,294,000 | 10,771,000 | 15,175,000 |
| Provision for loan losses | 150,000 | 300,000 | 595,000 | 995,000 |
| Pretax income | 840,000 | 1,388,000 | 2,267,000 | 2,087,000 |
| Income tax | 148,000 | 197,000 | 409,000 | 292,000 |
| Net income | 692,000 | 1,191,000 | 1,858,000 | 1,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,660,000 | 41,029,000 | 41,602,000 | 41,308,000 |