Call reports 2022
COMMUNITY STATE BANK OF ORBISONIA — 2022
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 449,140,000 | 448,947,000 | 458,697,000 | 452,375,000 |
| Total loans | 318,672,000 | 331,275,000 | 334,103,000 | 343,194,000 |
| Allowance for loan losses | 3,488,000 | 3,656,000 | 3,685,000 | 3,781,000 |
| Securities available for sale | 90,955,000 | 84,521,000 | 80,418,000 | 79,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,178,000 | 412,758,000 | 422,626,000 | 406,275,000 |
| Interest-bearing deposits | 365,066,000 | 369,910,000 | 372,241,000 | 361,554,000 |
| Noninterest-bearing deposits | 43,112,000 | 42,848,000 | 50,385,000 | 44,721,000 |
| Equity capital | 37,512,000 | 32,749,000 | 32,259,000 | 33,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,966,000 | 8,258,000 | 12,738,000 | 17,452,000 |
| Interest expense | 458,000 | 908,000 | 1,351,000 | 1,858,000 |
| Net interest income | 3,508,000 | 7,350,000 | 11,387,000 | 15,594,000 |
| Noninterest income | 381,000 | 709,000 | 1,050,000 | 1,542,000 |
| Noninterest expense | 2,981,000 | 6,407,000 | 9,733,000 | 13,957,000 |
| Provision for loan losses | 0 | 205,000 | 360,000 | 495,000 |
| Pretax income | 908,000 | 1,447,000 | 2,344,000 | 2,684,000 |
| Income tax | 146,000 | 211,000 | 375,000 | 399,000 |
| Net income | 762,000 | 1,236,000 | 1,969,000 | 2,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,055,000 | 41,344,000 | 42,078,000 | 42,363,000 |