Call reports 2021
COMMUNITY STATE BANK OF ORBISONIA — 2021
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 412,099,000 | 413,607,000 | 425,670,000 | 432,192,000 |
| Total loans | 303,749,000 | 305,667,000 | 307,615,000 | 313,042,000 |
| Allowance for loan losses | 3,654,000 | 3,724,000 | 3,710,000 | 3,538,000 |
| Securities available for sale | 70,662,000 | 74,049,000 | 81,029,000 | 81,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,715,000 | 371,274,000 | 382,089,000 | 388,986,000 |
| Interest-bearing deposits | 332,387,000 | 332,018,000 | 339,712,000 | 348,384,000 |
| Noninterest-bearing deposits | 38,328,000 | 39,256,000 | 42,377,000 | 40,602,000 |
| Equity capital | 39,923,000 | 40,550,000 | 41,139,000 | 40,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,050,000 | 8,053,000 | 12,219,000 | 16,309,000 |
| Interest expense | 637,000 | 1,230,000 | 1,775,000 | 2,270,000 |
| Net interest income | 3,413,000 | 6,823,000 | 10,444,000 | 14,039,000 |
| Noninterest income | 456,000 | 883,000 | 1,239,000 | 1,678,000 |
| Noninterest expense | 2,879,000 | 5,840,000 | 9,027,000 | 12,823,000 |
| Provision for loan losses | 90,000 | 225,000 | 225,000 | 105,000 |
| Pretax income | 900,000 | 1,641,000 | 2,431,000 | 2,789,000 |
| Income tax | 126,000 | 260,000 | 391,000 | 442,000 |
| Net income | 774,000 | 1,381,000 | 2,040,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,449,000 | 39,815,000 | 40,445,000 | 40,477,000 |