Call reports 2020
COMMUNITY STATE BANK OF ORBISONIA — 2020
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 339,284,000 | 366,025,000 | 381,780,000 | 393,190,000 |
| Total loans | 285,522,000 | 292,419,000 | 296,424,000 | 298,760,000 |
| Allowance for loan losses | 3,261,000 | 3,353,000 | 3,492,000 | 3,685,000 |
| Securities available for sale | 29,291,000 | 46,878,000 | 55,752,000 | 60,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,168,000 | 324,829,000 | 340,700,000 | 351,687,000 |
| Interest-bearing deposits | 273,791,000 | 291,400,000 | 304,832,000 | 316,169,000 |
| Noninterest-bearing deposits | 26,377,000 | 33,429,000 | 35,868,000 | 35,518,000 |
| Equity capital | 37,979,000 | 39,664,000 | 39,905,000 | 40,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,985,000 | 8,139,000 | 11,993,000 | 15,840,000 |
| Interest expense | 781,000 | 1,520,000 | 2,232,000 | 2,911,000 |
| Net interest income | 3,204,000 | 6,619,000 | 9,761,000 | 12,929,000 |
| Noninterest income | 412,000 | 529,000 | 761,000 | 1,140,000 |
| Noninterest expense | 2,942,000 | 5,164,000 | 8,211,000 | 11,463,000 |
| Provision for loan losses | 351,000 | 486,000 | 671,000 | 896,000 |
| Pretax income | 316,000 | 1,491,000 | 1,630,000 | 1,700,000 |
| Income tax | 39,000 | 250,000 | 233,000 | 215,000 |
| Net income | 277,000 | 1,241,000 | 1,397,000 | 1,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,425,000 | 38,965,000 | 38,865,000 | 38,664,000 |