Call reports 2019
COMMUNITY STATE BANK OF ORBISONIA — 2019
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 331,759,000 | 327,589,000 | 328,272,000 | 329,536,000 |
| Total loans | 285,274,000 | 284,699,000 | 285,745,000 | 285,317,000 |
| Allowance for loan losses | 2,906,000 | 2,871,000 | 2,809,000 | 3,109,000 |
| Securities available for sale | 18,370,000 | 16,660,000 | 15,329,000 | 19,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,118,000 | 285,412,000 | 287,254,000 | 289,569,000 |
| Interest-bearing deposits | 264,801,000 | 262,932,000 | 263,089,000 | 265,710,000 |
| Noninterest-bearing deposits | 23,317,000 | 22,480,000 | 24,165,000 | 23,859,000 |
| Equity capital | 38,040,000 | 38,232,000 | 38,846,000 | 38,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,638,000 | 7,383,000 | 11,181,000 | 14,996,000 |
| Interest expense | 707,000 | 1,447,000 | 2,212,000 | 2,991,000 |
| Net interest income | 2,931,000 | 5,936,000 | 8,969,000 | 12,005,000 |
| Noninterest income | 520,000 | 1,099,000 | 1,663,000 | 2,227,000 |
| Noninterest expense | 2,642,000 | 5,472,000 | 8,298,000 | 11,269,000 |
| Provision for loan losses | 75,000 | 75,000 | 165,000 | 515,000 |
| Pretax income | 734,000 | 1,488,000 | 2,169,000 | 2,445,000 |
| Income tax | 119,000 | 248,000 | 332,000 | 394,000 |
| Net income | 615,000 | 1,240,000 | 1,837,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,152,000 | 38,344,000 | 38,829,000 | 38,534,000 |
| Total capital | 40,836,000 | 41,026,000 | 41,547,000 | 41,256,000 |
| Risk-weighted assets | 214,468,000 | 214,345,000 | 217,356,000 | 217,337,000 |