Call reports 2018
COMMUNITY STATE BANK OF ORBISONIA — 2018
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 331,827,000 | 336,572,000 | 329,440,000 | 329,385,000 |
| Total loans | 284,011,000 | 282,637,000 | 283,945,000 | 284,481,000 |
| Allowance for loan losses | 3,138,000 | 3,096,000 | 3,028,000 | 2,859,000 |
| Securities available for sale | 17,238,000 | 16,795,000 | 19,482,000 | 18,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,954,000 | 292,020,000 | 288,260,000 | 285,558,000 |
| Interest-bearing deposits | 265,510,000 | 269,613,000 | 265,326,000 | 265,316,000 |
| Noninterest-bearing deposits | 22,444,000 | 22,407,000 | 22,934,000 | 20,242,000 |
| Equity capital | 36,134,000 | 36,604,000 | 37,128,000 | 37,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,497,000 | 7,092,000 | 10,777,000 | 14,497,000 |
| Interest expense | 577,000 | 1,196,000 | 1,873,000 | 2,550,000 |
| Net interest income | 2,920,000 | 5,896,000 | 8,904,000 | 11,947,000 |
| Noninterest income | 490,000 | 1,011,000 | 1,559,000 | 2,112,000 |
| Noninterest expense | 2,620,000 | 5,057,000 | 7,712,000 | 10,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 790,000 | 1,850,000 | 2,751,000 | 3,576,000 |
| Income tax | 137,000 | 323,000 | 485,000 | 643,000 |
| Net income | 653,000 | 1,527,000 | 2,266,000 | 2,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,202,000 | 36,734,000 | 37,302,000 | 37,661,000 |
| Total capital | 38,935,000 | 39,494,000 | 40,045,000 | 40,319,000 |
| Risk-weighted assets | 218,230,000 | 220,454,000 | 219,138,000 | 212,439,000 |