Call reports 2017
COMMUNITY STATE BANK OF ORBISONIA — 2017
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 326,709,000 | 323,912,000 | 325,990,000 | 326,644,000 |
| Total loans | 274,174,000 | 277,893,000 | 282,845,000 | 283,766,000 |
| Allowance for loan losses | 3,381,000 | 3,329,000 | 3,208,000 | 3,156,000 |
| Securities available for sale | 18,103,000 | 17,650,000 | 17,445,000 | 16,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,340,000 | 284,639,000 | 285,683,000 | 285,720,000 |
| Interest-bearing deposits | 268,627,000 | 263,439,000 | 262,959,000 | 263,634,000 |
| Noninterest-bearing deposits | 19,713,000 | 21,200,000 | 22,724,000 | 22,086,000 |
| Equity capital | 34,314,000 | 34,909,000 | 35,443,000 | 35,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,463,000 | 6,982,000 | 10,554,000 | 14,196,000 |
| Interest expense | 575,000 | 1,129,000 | 1,668,000 | 2,215,000 |
| Net interest income | 2,888,000 | 5,853,000 | 8,886,000 | 11,981,000 |
| Noninterest income | 423,000 | 885,000 | 1,364,000 | 1,840,000 |
| Noninterest expense | 2,580,000 | 5,011,000 | 7,602,000 | 10,178,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 656,000 | 1,652,000 | 2,573,000 | 3,568,000 |
| Income tax | 175,000 | 464,000 | 729,000 | 1,324,000 |
| Net income | 481,000 | 1,188,000 | 1,844,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,425,000 | 34,982,000 | 35,483,000 | 35,593,000 |
| Total capital | 36,968,000 | 37,587,000 | 38,117,000 | 38,208,000 |
| Risk-weighted assets | 202,573,000 | 207,662,000 | 210,148,000 | 208,675,000 |