Call reports 2011
COMMUNITY STATE BANK OF ORBISONIA — 2011
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 282,754,000 | 286,768,000 | 293,250,000 | 292,308,000 |
| Total loans | 241,489,000 | 245,024,000 | 249,874,000 | 252,472,000 |
| Allowance for loan losses | 2,218,000 | 2,331,000 | 2,411,000 | 2,496,000 |
| Securities available for sale | 11,029,000 | 12,645,000 | 11,396,000 | 13,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,502,000 | 261,668,000 | 266,127,000 | 266,800,000 |
| Interest-bearing deposits | 247,806,000 | 250,076,000 | 253,348,000 | 254,913,000 |
| Noninterest-bearing deposits | 10,696,000 | 11,592,000 | 12,779,000 | 11,887,000 |
| Equity capital | 23,383,000 | 23,763,000 | 24,336,000 | 24,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,965,000 | 7,983,000 | 12,100,000 | 16,230,000 |
| Interest expense | 1,318,000 | 2,621,000 | 3,899,000 | 5,114,000 |
| Net interest income | 2,647,000 | 5,362,000 | 8,201,000 | 11,116,000 |
| Noninterest income | 317,000 | 642,000 | 946,000 | 1,275,000 |
| Noninterest expense | 1,803,000 | 3,755,000 | 5,703,000 | 7,991,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 981,000 | 1,889,000 | 2,904,000 | 3,680,000 |
| Income tax | 339,000 | 620,000 | 955,000 | 1,084,000 |
| Net income | 642,000 | 1,269,000 | 1,949,000 | 2,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,343,000 | 23,660,000 | 24,185,000 | 24,639,000 |
| Total capital | 25,561,000 | 25,991,000 | 26,596,000 | 27,045,000 |
| Risk-weighted assets | 185,653,000 | 188,475,000 | 192,759,000 | 191,874,000 |