Call reports 2001
COMMUNITY STATE BANK OF ORBISONIA — 2001
What COMMUNITY STATE BANK OF ORBISONIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 132,286,000 | 135,639,000 | 135,704,000 | 139,453,000 |
| Total loans | 112,308,000 | 113,792,000 | 115,649,000 | 116,543,000 |
| Allowance for loan losses | 811,000 | 847,000 | 887,000 | 873,000 |
| Securities available for sale | 5,609,000 | 6,131,000 | 6,184,000 | 6,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,615,000 | 123,630,000 | 123,200,000 | 127,208,000 |
| Interest-bearing deposits | 113,070,000 | 116,030,000 | 115,171,000 | 119,046,000 |
| Noninterest-bearing deposits | 7,545,000 | 7,600,000 | 8,029,000 | 8,162,000 |
| Equity capital | 11,060,000 | 11,297,000 | 11,628,000 | 11,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,604,000 | 5,284,000 | 8,006,000 | 10,692,000 |
| Interest expense | 1,384,000 | 2,762,000 | 4,113,000 | 5,395,000 |
| Net interest income | 1,220,000 | 2,522,000 | 3,893,000 | 5,297,000 |
| Noninterest income | 171,000 | 329,000 | 493,000 | 641,000 |
| Noninterest expense | 863,000 | 1,817,000 | 2,746,000 | 3,847,000 |
| Provision for loan losses | 60,000 | 120,000 | 190,000 | 265,000 |
| Pretax income | 468,000 | 914,000 | 1,450,000 | 1,826,000 |
| Income tax | 135,000 | 255,000 | 415,000 | 541,000 |
| Net income | 333,000 | 659,000 | 1,035,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,030,000 | 11,266,000 | 11,562,000 | 11,692,000 |
| Total capital | 11,841,000 | 12,113,000 | 12,449,000 | 12,565,000 |
| Risk-weighted assets | 92,156,000 | 93,836,000 | 94,603,000 | 94,596,000 |