Call reports 2009
QUOIN FINANCIAL BANK — 2009
What QUOIN FINANCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 122,651,000 | 125,207,000 | 121,073,000 | 124,011,000 |
| Total loans | 87,389,000 | 91,975,000 | 89,014,000 | 88,658,000 |
| Allowance for loan losses | 1,497,000 | 1,345,000 | 1,714,000 | 1,767,000 |
| Securities available for sale | 22,093,000 | 21,833,000 | 18,332,000 | 20,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,550,000 | 111,218,000 | 108,241,000 | 111,083,000 |
| Interest-bearing deposits | 96,732,000 | 96,569,000 | 94,408,000 | 96,329,000 |
| Noninterest-bearing deposits | 14,818,000 | 14,649,000 | 13,833,000 | 14,754,000 |
| Equity capital | 9,613,000 | 9,659,000 | 12,136,000 | 12,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,490,000 | 5,213,000 | 6,879,000 |
| Interest expense | 642,000 | 1,292,000 | 1,902,000 | 2,425,000 |
| Net interest income | 1,088,000 | 2,198,000 | 3,311,000 | 4,454,000 |
| Noninterest income | 2,000 | -748,000 | -700,000 | -1,084,000 |
| Noninterest expense | 775,000 | 1,773,000 | 2,613,000 | 3,512,000 |
| Provision for loan losses | 50,000 | 875,000 | 2,750,000 | 2,750,000 |
| Pretax income | 301,000 | -1,162,000 | -2,658,000 | -2,794,000 |
| Income tax | 13,000 | -37,000 | -1,002,000 | -1,212,000 |
| Net income | 288,000 | -303,000 | -834,000 | -760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,330,000 | 9,723,000 | 11,993,000 | 12,067,000 |
| Total capital | 11,592,000 | 11,016,000 | 13,235,000 | 13,363,000 |
| Risk-weighted assets | 100,250,000 | 104,108,000 | 98,905,000 | 103,227,000 |
Machine access — free, no API key
Every figure shown here about QUOIN FINANCIAL BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.