Call reports 2001
QUOIN FINANCIAL BANK — 2001
What QUOIN FINANCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,034,000 | 90,189,000 | 89,431,000 | 91,462,000 |
| Total loans | 53,171,000 | 59,058,000 | 60,740,000 | 60,620,000 |
| Allowance for loan losses | 1,145,000 | 1,145,000 | 1,146,000 | 1,144,000 |
| Securities available for sale | 26,772,000 | 25,590,000 | 22,754,000 | 24,469,000 |
| Securities held to maturity | 271,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,821,000 | 76,176,000 | 72,226,000 | 76,585,000 |
| Interest-bearing deposits | 69,873,000 | 69,397,000 | 65,761,000 | 67,734,000 |
| Noninterest-bearing deposits | 7,948,000 | 6,779,000 | 6,465,000 | 8,851,000 |
| Equity capital | 9,846,000 | 10,187,000 | 10,814,000 | 10,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,562,000 | 5,346,000 | 6,989,000 |
| Interest expense | 884,000 | 1,728,000 | 2,551,000 | 3,255,000 |
| Net interest income | 898,000 | 1,834,000 | 2,795,000 | 3,734,000 |
| Noninterest income | 120,000 | 220,000 | 324,000 | 426,000 |
| Noninterest expense | 526,000 | 1,062,000 | 1,600,000 | 2,502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 508,000 | 1,010,000 | 1,557,000 | 1,706,000 |
| Income tax | 166,000 | 328,000 | 505,000 | 538,000 |
| Net income | 342,000 | 682,000 | 1,052,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,045,000 | 10,353,000 | 10,692,000 | 10,248,000 |
| Total capital | 10,857,000 | 11,219,000 | 11,577,000 | 11,118,000 |
| Risk-weighted assets | 64,591,000 | 68,996,000 | 70,537,000 | 69,332,000 |