Call reports 2024
LIBERTY SAVINGS BANK, F.S.B. — 2024
What LIBERTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,230,839,000 | 1,226,678,000 | 1,250,316,000 | 1,204,853,000 |
| Total loans | 873,058,000 | 860,542,000 | 876,530,000 | 857,331,000 |
| Allowance for loan losses | 7,233,000 | 7,497,000 | 7,597,000 | 7,657,000 |
| Securities available for sale | 299,712,000 | 309,775,000 | 307,702,000 | 287,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 880,780,000 | 840,702,000 | 897,166,000 | 1,003,025,000 |
| Interest-bearing deposits | 792,124,000 | 755,049,000 | 776,462,000 | 879,985,000 |
| Noninterest-bearing deposits | 88,656,000 | 85,653,000 | 120,704,000 | 123,040,000 |
| Equity capital | 69,585,000 | 70,510,000 | 75,210,000 | 72,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,120,000 | 30,544,000 | 46,604,000 | 61,872,000 |
| Interest expense | 11,651,000 | 23,503,000 | 35,699,000 | 47,176,000 |
| Net interest income | 3,469,000 | 7,041,000 | 10,905,000 | 14,696,000 |
| Noninterest income | 3,885,000 | 4,213,000 | 4,476,000 | 5,168,000 |
| Noninterest expense | 3,700,000 | 7,250,000 | 10,770,000 | 14,485,000 |
| Provision for loan losses | 351,000 | 483,000 | 685,000 | 869,000 |
| Pretax income | 3,303,000 | 3,521,000 | 3,926,000 | 4,381,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 36,000 |
| Net income | 3,294,000 | 3,503,000 | 3,899,000 | 4,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,835,000 | 106,044,000 | 105,023,000 | 105,467,000 |
| Total capital | 113,068,000 | 113,541,000 | 112,620,000 | 113,253,000 |
| Risk-weighted assets | 631,626,000 | 627,169,000 | 645,041,000 | 630,611,000 |