Call reports 2023
LIBERTY SAVINGS BANK, F.S.B. — 2023
What LIBERTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,242,672,000 | 1,229,059,000 | 1,262,126,000 | 1,224,286,000 |
| Total loans | 866,378,000 | 862,617,000 | 887,630,000 | 867,367,000 |
| Allowance for loan losses | 6,712,000 | 6,810,000 | 6,753,000 | 6,855,000 |
| Securities available for sale | 320,512,000 | 311,560,000 | 299,695,000 | 301,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 975,078,000 | 925,013,000 | 888,204,000 | 882,410,000 |
| Interest-bearing deposits | 870,211,000 | 828,871,000 | 781,967,000 | 793,571,000 |
| Noninterest-bearing deposits | 104,867,000 | 96,142,000 | 106,237,000 | 88,839,000 |
| Equity capital | 63,186,000 | 60,337,000 | 54,056,000 | 63,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,773,000 | 25,999,000 | 40,079,000 | 55,039,000 |
| Interest expense | 8,262,000 | 17,611,000 | 28,437,000 | 39,777,000 |
| Net interest income | 4,511,000 | 8,388,000 | 11,642,000 | 15,262,000 |
| Noninterest income | 518,000 | 1,045,000 | 1,686,000 | 2,151,000 |
| Noninterest expense | 4,008,000 | 7,809,000 | 11,629,000 | 15,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,619,000 | 2,183,000 | 2,258,000 | 2,470,000 |
| Income tax | 14,000 | 28,000 | 42,000 | 56,000 |
| Net income | 1,605,000 | 2,155,000 | 2,216,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,266,000 | 102,443,000 | 102,437,000 | 102,508,000 |
| Total capital | 108,978,000 | 109,253,000 | 109,190,000 | 109,363,000 |
| Risk-weighted assets | 619,565,000 | 609,167,000 | 649,350,000 | 632,378,000 |