Call reports 2022
LIBERTY SAVINGS BANK, F.S.B. — 2022
What LIBERTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,122,656,000 | 1,255,513,000 | 1,202,137,000 | 1,191,714,000 |
| Total loans | 679,514,000 | 834,896,000 | 811,920,000 | 795,556,000 |
| Allowance for loan losses | 5,400,000 | 5,836,000 | 5,791,000 | 5,745,000 |
| Securities available for sale | 366,944,000 | 364,918,000 | 330,998,000 | 326,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,017,344,000 | 928,514,000 | 1,036,760,000 | 973,017,000 |
| Interest-bearing deposits | 848,133,000 | 811,280,000 | 925,214,000 | 865,108,000 |
| Noninterest-bearing deposits | 169,211,000 | 117,234,000 | 111,546,000 | 107,909,000 |
| Equity capital | 88,132,000 | 69,674,000 | 58,073,000 | 58,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,098,000 | 18,380,000 | 28,981,000 | 40,267,000 |
| Interest expense | 868,000 | 2,609,000 | 6,110,000 | 11,879,000 |
| Net interest income | 7,230,000 | 15,771,000 | 22,871,000 | 28,388,000 |
| Noninterest income | 734,000 | 1,590,000 | 2,358,000 | 2,923,000 |
| Noninterest expense | 3,951,000 | 7,896,000 | 11,943,000 | 16,059,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 300,000 |
| Pretax income | 4,013,000 | 9,140,000 | 12,439,000 | 14,405,000 |
| Income tax | 26,000 | 53,000 | 80,000 | 85,000 |
| Net income | 3,987,000 | 9,087,000 | 12,359,000 | 14,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,943,000 | 101,780,000 | 102,617,000 | 102,881,000 |
| Total capital | 109,343,000 | 107,616,000 | 108,408,000 | 108,626,000 |
| Risk-weighted assets | 557,542,000 | 623,427,000 | 594,769,000 | 595,225,000 |