Call reports 2021
LIBERTY SAVINGS BANK, F.S.B. — 2021
What LIBERTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 970,826,000 | 923,567,000 | 859,703,000 | 983,927,000 |
| Total loans | 593,086,000 | 535,850,000 | 574,433,000 | 702,247,000 |
| Allowance for loan losses | 5,351,000 | 5,434,000 | 5,478,000 | 5,453,000 |
| Securities available for sale | 326,805,000 | 343,856,000 | 226,123,000 | 234,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 844,772,000 | 802,925,000 | 736,004,000 | 857,720,000 |
| Interest-bearing deposits | 623,392,000 | 622,774,000 | 595,399,000 | 695,805,000 |
| Noninterest-bearing deposits | 221,380,000 | 180,151,000 | 140,605,000 | 161,915,000 |
| Equity capital | 88,280,000 | 97,668,000 | 100,933,000 | 102,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,752,000 | 15,545,000 | 22,143,000 | 28,823,000 |
| Interest expense | 1,067,000 | 1,969,000 | 2,751,000 | 3,526,000 |
| Net interest income | 6,685,000 | 13,576,000 | 19,392,000 | 25,297,000 |
| Noninterest income | 3,151,000 | 5,804,000 | 8,427,000 | 10,125,000 |
| Noninterest expense | 4,557,000 | 9,800,000 | 14,429,000 | 18,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,396,000 | 9,697,000 | 15,076,000 | 19,054,000 |
| Income tax | 23,000 | 45,000 | 68,000 | 90,000 |
| Net income | 5,373,000 | 9,652,000 | 15,008,000 | 18,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,866,000 | 92,144,000 | 97,500,000 | 99,956,000 |
| Total capital | 93,217,000 | 97,578,000 | 102,811,000 | 105,409,000 |
| Risk-weighted assets | 465,394,000 | 438,701,000 | 424,781,000 | 529,650,000 |