Call reports 2019
LIBERTY SAVINGS BANK, F.S.B. — 2019
What LIBERTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 598,307,000 | 645,094,000 | 709,515,000 | 700,768,000 |
| Total loans | 503,734,000 | 535,259,000 | 493,764,000 | 478,043,000 |
| Allowance for loan losses | 6,014,000 | 6,065,000 | 6,141,000 | 4,738,000 |
| Securities available for sale | 47,895,000 | 66,729,000 | 176,516,000 | 179,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,627,000 | 520,699,000 | 519,873,000 | 540,464,000 |
| Interest-bearing deposits | 508,188,000 | 519,103,000 | 470,323,000 | 501,202,000 |
| Noninterest-bearing deposits | 1,439,000 | 1,596,000 | 49,550,000 | 39,262,000 |
| Equity capital | 60,943,000 | 62,160,000 | 63,308,000 | 62,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,850,000 | 11,500,000 | 18,329,000 | 24,350,000 |
| Interest expense | 2,068,000 | 4,309,000 | 7,002,000 | 9,665,000 |
| Net interest income | 3,782,000 | 7,191,000 | 11,327,000 | 14,685,000 |
| Noninterest income | 828,000 | 1,525,000 | 2,680,000 | 4,498,000 |
| Noninterest expense | 4,132,000 | 7,613,000 | 11,369,000 | 15,648,000 |
| Provision for loan losses | -500,000 | -955,000 | -1,915,000 | -3,415,000 |
| Pretax income | 978,000 | 2,366,000 | 4,864,000 | 7,261,000 |
| Income tax | 16,000 | 31,000 | 49,000 | 67,000 |
| Net income | 962,000 | 2,335,000 | 4,815,000 | 7,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,201,000 | 61,613,000 | 62,720,000 | 62,619,000 |
| Total capital | 65,220,000 | 65,834,000 | 67,100,000 | 66,639,000 |
| Risk-weighted assets | 319,576,000 | 335,842,000 | 348,717,000 | 320,883,000 |