Call reports 2018
LIBERTY SAVINGS BANK, F.S.B. — 2018
What LIBERTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 623,658,000 | 660,545,000 | 663,073,000 | 635,000,000 |
| Total loans | 519,910,000 | 547,092,000 | 559,553,000 | 535,871,000 |
| Allowance for loan losses | 6,186,000 | 6,458,000 | 6,904,000 | 5,989,000 |
| Securities available for sale | 47,849,000 | 57,250,000 | 56,881,000 | 46,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,603,000 | 459,721,000 | 462,305,000 | 477,154,000 |
| Interest-bearing deposits | 432,047,000 | 449,664,000 | 450,109,000 | 464,133,000 |
| Noninterest-bearing deposits | 8,556,000 | 10,057,000 | 12,196,000 | 13,021,000 |
| Equity capital | 59,466,000 | 59,215,000 | 59,150,000 | 62,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,703,000 | 11,334,000 | 17,682,000 | 24,078,000 |
| Interest expense | 1,589,000 | 3,352,000 | 5,382,000 | 7,547,000 |
| Net interest income | 4,114,000 | 7,982,000 | 12,300,000 | 16,531,000 |
| Noninterest income | 1,882,000 | 2,646,000 | 3,554,000 | 5,061,000 |
| Noninterest expense | 5,221,000 | 9,095,000 | 13,204,000 | 17,370,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,500,000 |
| Pretax income | 775,000 | 1,533,000 | 2,650,000 | 5,682,000 |
| Income tax | 16,000 | 31,000 | 46,000 | 62,000 |
| Net income | 759,000 | 1,502,000 | 2,604,000 | 5,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,981,000 | 60,966,000 | 61,325,000 | 63,239,000 |
| Total capital | 65,207,000 | 65,356,000 | 65,656,000 | 67,813,000 |
| Risk-weighted assets | 336,134,000 | 349,209,000 | 343,967,000 | 364,561,000 |