Call reports 2017
LIBERTY SAVINGS BANK, F.S.B. — 2017
What LIBERTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 665,679,000 | 655,435,000 | 640,608,000 | 637,492,000 |
| Total loans | 561,926,000 | 550,284,000 | 535,978,000 | 529,203,000 |
| Allowance for loan losses | 6,078,000 | 6,078,000 | 6,286,000 | 5,717,000 |
| Securities available for sale | 47,961,000 | 48,706,000 | 49,052,000 | 48,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,786,000 | 376,102,000 | 380,018,000 | 384,719,000 |
| Interest-bearing deposits | 379,978,000 | 373,916,000 | 377,047,000 | 379,812,000 |
| Noninterest-bearing deposits | 3,808,000 | 2,186,000 | 2,971,000 | 4,907,000 |
| Equity capital | 61,118,000 | 61,505,000 | 61,778,000 | 62,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,484,000 | 11,128,000 | 16,692,000 | 22,391,000 |
| Interest expense | 1,214,000 | 2,500,000 | 3,837,000 | 5,249,000 |
| Net interest income | 4,270,000 | 8,628,000 | 12,855,000 | 17,142,000 |
| Noninterest income | 1,676,000 | 2,545,000 | 4,171,000 | 5,778,000 |
| Noninterest expense | 4,250,000 | 7,860,000 | 12,228,000 | 16,193,000 |
| Provision for loan losses | 0 | 0 | 0 | -750,000 |
| Pretax income | 1,691,000 | 3,325,000 | 4,956,000 | 7,597,000 |
| Income tax | 22,000 | 44,000 | 63,000 | 75,000 |
| Net income | 1,669,000 | 3,281,000 | 4,893,000 | 7,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,810,000 | 61,822,000 | 61,834,000 | 62,851,000 |
| Total capital | 66,393,000 | 66,252,000 | 66,187,000 | 67,187,000 |
| Risk-weighted assets | 365,186,000 | 352,792,000 | 346,314,000 | 345,533,000 |