Call reports 2012
LIBERTY SAVINGS BANK, F.S.B. — 2012
What LIBERTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 704,740,000 | 603,380,000 | 604,067,000 | 552,370,000 |
| Total loans | 382,748,000 | 355,928,000 | 345,447,000 | 321,666,000 |
| Allowance for loan losses | 10,707,000 | 9,948,000 | 9,350,000 | 8,676,000 |
| Securities available for sale | 121,717,000 | 98,538,000 | 109,957,000 | 102,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,071,000 | 451,222,000 | 447,658,000 | 441,833,000 |
| Interest-bearing deposits | 564,602,000 | 442,934,000 | 438,802,000 | 422,000,000 |
| Noninterest-bearing deposits | 10,469,000 | 8,288,000 | 8,856,000 | 19,833,000 |
| Equity capital | 82,627,000 | 88,850,000 | 88,711,000 | 84,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,020,000 | 11,672,000 | 16,730,000 | 21,362,000 |
| Interest expense | 1,266,000 | 2,444,000 | 3,518,000 | 5,103,000 |
| Net interest income | 4,754,000 | 9,228,000 | 13,212,000 | 16,259,000 |
| Noninterest income | 3,575,000 | 12,827,000 | 16,391,000 | 20,080,000 |
| Noninterest expense | 6,856,000 | 13,887,000 | 20,504,000 | 28,421,000 |
| Provision for loan losses | 1,501,000 | 2,131,000 | 3,842,000 | 6,059,000 |
| Pretax income | 460,000 | 6,651,000 | 6,329,000 | 2,912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 460,000 | 6,651,000 | 6,329,000 | 2,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,480,000 | 84,672,000 | 84,350,000 | 80,932,000 |
| Total capital | 83,418,000 | 89,171,000 | 88,846,000 | 84,988,000 |
| Risk-weighted assets | 389,316,000 | 354,492,000 | 354,851,000 | 319,891,000 |