Call reports 2025
FRANKLIN STATE BANK — 2025
What FRANKLIN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 44,509,000 |
| Total loans | 23,753,000 |
| Allowance for loan losses | 261,000 |
| Securities available for sale | 5,669,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 38,558,000 |
| Interest-bearing deposits | 28,186,000 |
| Noninterest-bearing deposits | 10,372,000 |
| Equity capital | 5,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 493,000 |
| Interest expense | 158,000 |
| Net interest income | 335,000 |
| Noninterest income | 17,000 |
| Noninterest expense | 456,000 |
| Provision for loan losses | 12,000 |
| Pretax income | -116,000 |
| Income tax | -34,000 |
| Net income | -82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 5,796,000 |