Call reports 2018
FRANKLIN STATE BANK — 2018
What FRANKLIN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,510,000 | 30,235,000 | 30,302,000 | 30,649,000 |
| Total loans | 17,422,000 | 17,602,000 | 18,717,000 | 18,725,000 |
| Allowance for loan losses | 170,000 | 170,000 | 168,000 | 168,000 |
| Securities available for sale | 3,694,000 | 3,693,000 | 3,645,000 | 3,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,960,000 | 25,616,000 | 25,628,000 | 25,883,000 |
| Interest-bearing deposits | 19,142,000 | 19,340,000 | 19,357,000 | 19,224,000 |
| Noninterest-bearing deposits | 5,818,000 | 6,276,000 | 6,271,000 | 6,659,000 |
| Equity capital | 4,433,000 | 4,526,000 | 4,600,000 | 4,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 260,000 | 533,000 | 824,000 | 1,119,000 |
| Interest expense | 37,000 | 78,000 | 125,000 | 179,000 |
| Net interest income | 223,000 | 455,000 | 699,000 | 940,000 |
| Noninterest income | 15,000 | 31,000 | 45,000 | 62,000 |
| Noninterest expense | 153,000 | 307,000 | 460,000 | 628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 179,000 | 284,000 | 374,000 |
| Income tax | 26,000 | 26,000 | 50,000 | 73,000 |
| Net income | 59,000 | 153,000 | 234,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,447,000 | 4,542,000 | 4,623,000 | 4,689,000 |
| Total capital | 4,617,000 | 4,712,000 | 4,791,000 | 4,857,000 |
| Risk-weighted assets | 16,736,000 | 17,199,000 | 18,470,000 | 18,060,000 |