Call reports 2017
FRANKLIN STATE BANK — 2017
What FRANKLIN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 29,120,000 | 28,949,000 | 28,262,000 | 29,034,000 |
| Total loans | 17,978,000 | 18,531,000 | 18,510,000 | 17,827,000 |
| Allowance for loan losses | 169,000 | 170,000 | 170,000 | 170,000 |
| Securities available for sale | 3,615,000 | 3,625,000 | 3,338,000 | 3,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,762,000 | 24,538,000 | 23,804,000 | 24,551,000 |
| Interest-bearing deposits | 19,238,000 | 19,298,000 | 18,681,000 | 18,972,000 |
| Noninterest-bearing deposits | 5,524,000 | 5,241,000 | 5,123,000 | 5,579,000 |
| Equity capital | 4,258,000 | 4,290,000 | 4,351,000 | 4,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 508,000 | 773,000 | 1,038,000 |
| Interest expense | 31,000 | 64,000 | 99,000 | 134,000 |
| Net interest income | 219,000 | 444,000 | 674,000 | 904,000 |
| Noninterest income | 13,000 | 30,000 | 46,000 | 59,000 |
| Noninterest expense | 149,000 | 332,000 | 485,000 | 650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 142,000 | 235,000 | 313,000 |
| Income tax | 57,000 | 91,000 | 124,000 | 157,000 |
| Net income | 26,000 | 51,000 | 111,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,259,000 | 4,284,000 | 4,344,000 | 4,388,000 |
| Total capital | 4,428,000 | 4,454,000 | 4,514,000 | 4,558,000 |
| Risk-weighted assets | 18,012,000 | 17,988,000 | 17,996,000 | 17,162,000 |