Call reports 2016
FRANKLIN STATE BANK — 2016
What FRANKLIN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,709,000 | 28,925,000 | 28,818,000 | 29,185,000 |
| Total loans | 17,908,000 | 18,311,000 | 18,539,000 | 18,234,000 |
| Allowance for loan losses | 168,000 | 168,000 | 168,000 | 169,000 |
| Securities available for sale | 4,050,000 | 3,513,000 | 3,463,000 | 3,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,548,000 | 24,069,000 | 24,520,000 | 24,861,000 |
| Interest-bearing deposits | 19,926,000 | 19,019,000 | 19,254,000 | 18,754,000 |
| Noninterest-bearing deposits | 5,622,000 | 5,050,000 | 5,266,000 | 6,107,000 |
| Equity capital | 4,054,000 | 4,133,000 | 4,187,000 | 4,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 505,000 | 763,000 | 1,019,000 |
| Interest expense | 30,000 | 59,000 | 88,000 | 119,000 |
| Net interest income | 217,000 | 446,000 | 675,000 | 900,000 |
| Noninterest income | 13,000 | 26,000 | 39,000 | 54,000 |
| Noninterest expense | 149,000 | 294,000 | 446,000 | 595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 178,000 | 268,000 | 359,000 |
| Income tax | 55,000 | 84,000 | 114,000 | 143,000 |
| Net income | 26,000 | 94,000 | 154,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,043,000 | 4,110,000 | 4,167,000 | 4,233,000 |
| Total capital | 4,211,000 | 4,278,000 | 4,335,000 | 4,402,000 |
| Risk-weighted assets | 17,727,000 | 18,652,000 | 18,841,000 | 18,478,000 |