Call reports 2011
FRANKLIN STATE BANK — 2011
What FRANKLIN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 26,056,000 | 26,584,000 | 26,301,000 | 25,905,000 |
| Total loans | 15,639,000 | 16,035,000 | 16,141,000 | 15,896,000 |
| Allowance for loan losses | 155,000 | 148,000 | 156,000 | 151,000 |
| Securities available for sale | 2,155,000 | 2,189,000 | 2,285,000 | 2,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,527,000 | 22,970,000 | 22,635,000 | 22,413,000 |
| Interest-bearing deposits | 19,079,000 | 17,743,000 | 17,570,000 | 17,621,000 |
| Noninterest-bearing deposits | 3,448,000 | 5,227,000 | 5,065,000 | 4,792,000 |
| Equity capital | 2,997,000 | 3,065,000 | 3,131,000 | 3,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 535,000 | 803,000 | 1,062,000 |
| Interest expense | 65,000 | 128,000 | 187,000 | 242,000 |
| Net interest income | 199,000 | 407,000 | 616,000 | 820,000 |
| Noninterest income | 11,000 | 26,000 | 41,000 | 55,000 |
| Noninterest expense | 142,000 | 284,000 | 421,000 | 567,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 65,000 | 143,000 | 227,000 | 296,000 |
| Income tax | 19,000 | 51,000 | 82,000 | 113,000 |
| Net income | 46,000 | 92,000 | 145,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,979,000 | 3,024,000 | 3,078,000 | 3,115,000 |
| Total capital | 3,134,000 | 3,172,000 | 3,234,000 | 3,266,000 |
| Risk-weighted assets | 15,402,000 | 15,942,000 | 16,187,000 | 15,879,000 |