Call reports 2002
FRANKLIN STATE BANK — 2002
What FRANKLIN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,606,000 | 16,883,000 | 17,566,000 | 18,723,000 |
| Total loans | 10,771,000 | 11,662,000 | 12,158,000 | 11,874,000 |
| Allowance for loan losses | 115,000 | 115,000 | 118,000 | 116,000 |
| Securities available for sale | 2,983,000 | 2,616,000 | 2,640,000 | 4,461,000 |
| Securities held to maturity | 923,000 | 921,000 | 920,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,501,000 | 13,342,000 | 14,060,000 | 15,114,000 |
| Interest-bearing deposits | 11,309,000 | 11,478,000 | 12,023,000 | 12,833,000 |
| Noninterest-bearing deposits | 2,192,000 | 1,864,000 | 2,037,000 | 2,281,000 |
| Equity capital | 1,419,000 | 1,490,000 | 1,531,000 | 1,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 523,000 | 797,000 | 1,069,000 |
| Interest expense | 113,000 | 222,000 | 340,000 | 452,000 |
| Net interest income | 144,000 | 301,000 | 457,000 | 617,000 |
| Noninterest income | 14,000 | 30,000 | 45,000 | 62,000 |
| Noninterest expense | 105,000 | 215,000 | 321,000 | 429,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 51,000 | 111,000 | 173,000 | 239,000 |
| Income tax | -6,000 | 15,000 | 37,000 | 88,000 |
| Net income | 57,000 | 96,000 | 136,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,421,000 | 1,460,000 | 1,500,000 | 1,515,000 |
| Total capital | 1,536,000 | 1,575,000 | 1,618,000 | 1,631,000 |
| Risk-weighted assets | 11,584,000 | 12,228,000 | 12,884,000 | 13,003,000 |