Call reports 2001
FRANKLIN STATE BANK — 2001
What FRANKLIN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 14,933,000 | 15,529,000 | 15,646,000 | 16,678,000 |
| Total loans | 9,347,000 | 10,317,000 | 10,556,000 | 10,953,000 |
| Allowance for loan losses | 103,000 | 105,000 | 108,000 | 115,000 |
| Securities available for sale | 2,837,000 | 3,191,000 | 3,052,000 | 2,780,000 |
| Securities held to maturity | 172,000 | 488,000 | 487,000 | 824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,204,000 | 12,367,000 | 12,328,000 | 13,401,000 |
| Interest-bearing deposits | 10,266,000 | 10,551,000 | 10,521,000 | 11,131,000 |
| Noninterest-bearing deposits | 1,938,000 | 1,816,000 | 1,807,000 | 2,270,000 |
| Equity capital | 1,276,000 | 1,309,000 | 1,363,000 | 1,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 545,000 | 822,000 | 1,099,000 |
| Interest expense | 140,000 | 278,000 | 411,000 | 536,000 |
| Net interest income | 131,000 | 267,000 | 411,000 | 563,000 |
| Noninterest income | 11,000 | 27,000 | 40,000 | 64,000 |
| Noninterest expense | 99,000 | 198,000 | 297,000 | 402,000 |
| Provision for loan losses | 2,000 | 4,000 | 6,000 | 13,000 |
| Pretax income | 41,000 | 92,000 | 148,000 | 212,000 |
| Income tax | 6,000 | 22,000 | 41,000 | 71,000 |
| Net income | 35,000 | 70,000 | 107,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,258,000 | 1,293,000 | 1,329,000 | 1,364,000 |
| Total capital | 1,361,000 | 1,398,000 | 1,437,000 | 1,479,000 |
| Risk-weighted assets | 9,342,000 | 12,423,000 | 10,859,000 | 11,675,000 |