Call reports 2025
STATE BANK OF CANTON — 2025
What STATE BANK OF CANTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 34,451,000 | 33,810,000 | 36,026,000 | 34,006,000 |
| Total loans | 12,646,000 | 13,242,000 | 12,183,000 | 16,645,000 |
| Allowance for loan losses | 129,000 | 129,000 | 129,000 | 129,000 |
| Securities available for sale | 11,530,000 | 10,566,000 | 10,723,000 | 11,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,662,000 | 25,929,000 | 27,987,000 | 25,892,000 |
| Interest-bearing deposits | 13,482,000 | 17,015,000 | 19,294,000 | 16,840,000 |
| Noninterest-bearing deposits | 13,180,000 | 8,914,000 | 8,693,000 | 9,052,000 |
| Equity capital | 7,624,000 | 7,714,000 | 7,831,000 | 7,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 743,000 | 1,132,000 | 1,514,000 |
| Interest expense | 76,000 | 156,000 | 235,000 | 310,000 |
| Net interest income | 298,000 | 587,000 | 897,000 | 1,204,000 |
| Noninterest income | 29,000 | 55,000 | 78,000 | 103,000 |
| Noninterest expense | 215,000 | 432,000 | 656,000 | 876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 210,000 | 329,000 | 441,000 |
| Income tax | 17,000 | 48,000 | 76,000 | 103,000 |
| Net income | 95,000 | 162,000 | 253,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,686,000 | 7,751,000 | 7,842,000 | 7,925,000 |
| Total capital | 7,815,000 | 7,880,000 | 7,971,000 | 8,054,000 |
| Risk-weighted assets | 16,353,000 | 16,662,000 | 16,626,000 | 19,397,000 |