Call reports 2022
STATE BANK OF CANTON — 2022
What STATE BANK OF CANTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 36,391,000 | 37,286,000 | 39,654,000 | 35,959,000 |
| Total loans | 10,350,000 | 10,323,000 | 9,579,000 | 11,286,000 |
| Allowance for loan losses | 116,000 | 116,000 | 116,000 | 116,000 |
| Securities available for sale | 7,654,000 | 8,537,000 | 14,319,000 | 14,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,943,000 | 30,871,000 | 33,358,000 | 29,505,000 |
| Interest-bearing deposits | 18,140,000 | 18,549,000 | 13,987,000 | 18,751,000 |
| Noninterest-bearing deposits | 11,803,000 | 12,322,000 | 19,371,000 | 10,754,000 |
| Equity capital | 6,437,000 | 6,406,000 | 6,280,000 | 6,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 372,000 | 632,000 | 930,000 |
| Interest expense | 7,000 | 18,000 | 26,000 | 40,000 |
| Net interest income | 169,000 | 354,000 | 606,000 | 890,000 |
| Noninterest income | 13,000 | 28,000 | 41,000 | 63,000 |
| Noninterest expense | 182,000 | 360,000 | 554,000 | 758,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 22,000 | 120,000 | 222,000 |
| Income tax | 4,000 | -1,000 | 21,000 | 42,000 |
| Net income | -4,000 | 23,000 | 99,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,597,000 | 6,623,000 | 6,697,000 | 6,777,000 |
| Total capital | 6,713,000 | 6,739,000 | 6,813,000 | 6,893,000 |
| Risk-weighted assets | 15,093,000 | 15,487,000 | 13,898,000 | 14,822,000 |