Call reports 2021
STATE BANK OF CANTON — 2021
What STATE BANK OF CANTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 32,566,000 | 34,058,000 | 34,482,000 | 32,789,000 |
| Total loans | 10,208,000 | 10,324,000 | 9,741,000 | 9,994,000 |
| Allowance for loan losses | 113,000 | 113,000 | 113,000 | 114,000 |
| Securities available for sale | 9,033,000 | 9,254,000 | 9,201,000 | 6,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,861,000 | 27,354,000 | 27,766,000 | 26,146,000 |
| Interest-bearing deposits | 15,546,000 | 11,693,000 | 11,494,000 | 11,903,000 |
| Noninterest-bearing deposits | 10,315,000 | 15,661,000 | 16,272,000 | 14,243,000 |
| Equity capital | 6,668,000 | 6,671,000 | 6,681,000 | 6,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 384,000 | 566,000 | 740,000 |
| Interest expense | 10,000 | 18,000 | 30,000 | 40,000 |
| Net interest income | 186,000 | 366,000 | 536,000 | 700,000 |
| Noninterest income | 10,000 | 25,000 | 36,000 | 48,000 |
| Noninterest expense | 171,000 | 350,000 | 539,000 | 728,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 41,000 | 70,000 | 57,000 |
| Income tax | 3,000 | 4,000 | 7,000 | 2,000 |
| Net income | 22,000 | 37,000 | 63,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,574,000 | 6,588,000 | 6,612,000 | 6,603,000 |
| Total capital | 6,687,000 | 6,701,000 | 6,725,000 | 6,717,000 |
| Risk-weighted assets | 14,227,000 | 14,642,000 | 14,413,000 | 14,555,000 |