Call reports 2019
STATE BANK OF CANTON — 2019
What STATE BANK OF CANTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 30,589,000 | 29,103,000 | 30,348,000 | 28,818,000 |
| Total loans | 10,995,000 | 10,775,000 | 10,851,000 | 11,160,000 |
| Allowance for loan losses | 119,000 | 119,000 | 119,000 | 119,000 |
| Securities available for sale | 7,687,000 | 7,742,000 | 6,751,000 | 7,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,546,000 | 22,984,000 | 24,188,000 | 22,351,000 |
| Interest-bearing deposits | 15,914,000 | 15,100,000 | 16,035,000 | 14,916,000 |
| Noninterest-bearing deposits | 8,632,000 | 7,884,000 | 8,153,000 | 7,435,000 |
| Equity capital | 5,983,000 | 6,081,000 | 6,137,000 | 6,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 477,000 | 717,000 | 943,000 |
| Interest expense | 11,000 | 27,000 | 39,000 | 56,000 |
| Net interest income | 229,000 | 450,000 | 678,000 | 887,000 |
| Noninterest income | 15,000 | 29,000 | 36,000 | 46,000 |
| Noninterest expense | 177,000 | 352,000 | 564,000 | 739,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 127,000 | 150,000 | 466,000 |
| Income tax | 18,000 | 26,000 | 4,000 | 4,000 |
| Net income | 49,000 | 101,000 | 146,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,028,000 | 6,079,000 | 6,123,000 | 6,437,000 |
| Total capital | 6,147,000 | 6,198,000 | 6,242,000 | 6,556,000 |
| Risk-weighted assets | 15,423,000 | 14,428,000 | 14,866,000 | 14,759,000 |