Call reports 2018
STATE BANK OF CANTON — 2018
What STATE BANK OF CANTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,678,000 | 29,617,000 | 30,028,000 | 28,731,000 |
| Total loans | 10,250,000 | 9,788,000 | 9,761,000 | 10,654,000 |
| Allowance for loan losses | 128,000 | 128,000 | 119,000 | 119,000 |
| Securities available for sale | 10,750,000 | 10,226,000 | 8,958,000 | 8,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,914,000 | 23,835,000 | 24,210,000 | 22,820,000 |
| Interest-bearing deposits | 16,361,000 | 15,766,000 | 16,577,000 | 15,500,000 |
| Noninterest-bearing deposits | 7,553,000 | 8,069,000 | 7,633,000 | 7,320,000 |
| Equity capital | 5,756,000 | 5,770,000 | 5,801,000 | 5,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 407,000 | 624,000 | 857,000 |
| Interest expense | 9,000 | 21,000 | 32,000 | 46,000 |
| Net interest income | 195,000 | 386,000 | 592,000 | 811,000 |
| Noninterest income | 16,000 | 28,000 | 38,000 | 46,000 |
| Noninterest expense | 157,000 | 334,000 | 493,000 | 657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 80,000 | 137,000 | 200,000 |
| Income tax | 12,000 | 15,000 | 28,000 | 41,000 |
| Net income | 42,000 | 65,000 | 109,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,868,000 | 5,890,000 | 5,932,000 | 5,981,000 |
| Total capital | 5,996,000 | 6,018,000 | 6,051,000 | 6,100,000 |
| Risk-weighted assets | 14,195,000 | 13,976,000 | 14,145,000 | 14,844,000 |