Call reports 2016
STATE BANK OF CANTON — 2016
What STATE BANK OF CANTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 31,585,000 | 30,554,000 | 29,627,000 | 28,527,000 |
| Total loans | 10,384,000 | 10,588,000 | 10,255,000 | 10,197,000 |
| Allowance for loan losses | 126,000 | 126,000 | 126,000 | 126,000 |
| Securities available for sale | 14,336,000 | 14,376,000 | 13,517,000 | 13,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,868,000 | 24,728,000 | 23,778,000 | 22,868,000 |
| Interest-bearing deposits | 17,004,000 | 16,625,000 | 17,351,000 | 15,804,000 |
| Noninterest-bearing deposits | 8,864,000 | 8,103,000 | 6,427,000 | 7,064,000 |
| Equity capital | 5,654,000 | 5,721,000 | 5,751,000 | 5,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 411,000 | 613,000 | 793,000 |
| Interest expense | 10,000 | 22,000 | 32,000 | 44,000 |
| Net interest income | 193,000 | 389,000 | 581,000 | 749,000 |
| Noninterest income | 19,000 | 35,000 | 51,000 | 69,000 |
| Noninterest expense | 165,000 | 326,000 | 505,000 | 681,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 7,000 | 58,000 | 87,000 | 97,000 |
| Income tax | 3,000 | 23,000 | 16,000 | 21,000 |
| Net income | 4,000 | 35,000 | 71,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,554,000 | 5,527,000 | 5,564,000 | 5,663,000 |
| Total capital | 5,680,000 | 5,653,000 | 5,690,000 | 5,789,000 |
| Risk-weighted assets | 14,069,000 | 14,105,000 | 13,547,000 | 13,818,000 |