Call reports 2015
STATE BANK OF CANTON — 2015
What STATE BANK OF CANTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,885,000 | 31,394,000 | 31,831,000 | 30,486,000 |
| Total loans | 9,994,000 | 9,860,000 | 9,418,000 | 9,799,000 |
| Allowance for loan losses | 122,000 | 122,000 | 122,000 | 85,000 |
| Securities available for sale | 16,178,000 | 15,836,000 | 15,272,000 | 14,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,299,000 | 25,851,000 | 26,213,000 | 24,902,000 |
| Interest-bearing deposits | 18,480,000 | 17,746,000 | 18,125,000 | 17,600,000 |
| Noninterest-bearing deposits | 7,819,000 | 8,105,000 | 8,088,000 | 7,302,000 |
| Equity capital | 5,569,000 | 5,527,000 | 5,586,000 | 5,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 397,000 | 589,000 | 781,000 |
| Interest expense | 12,000 | 25,000 | 36,000 | 48,000 |
| Net interest income | 186,000 | 372,000 | 553,000 | 733,000 |
| Noninterest income | 16,000 | 30,000 | 45,000 | 65,000 |
| Noninterest expense | 160,000 | 359,000 | 528,000 | 692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 43,000 | 70,000 | 106,000 |
| Income tax | 10,000 | 6,000 | 9,000 | 18,000 |
| Net income | 32,000 | 37,000 | 61,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,861,000 | 5,548,000 | 5,587,000 | 5,595,000 |
| Total capital | 4,983,000 | 5,670,000 | 5,709,000 | 5,680,000 |
| Risk-weighted assets | 10,705,000 | 10,691,000 | 10,665,000 | 13,460,000 |