Call reports 2014
STATE BANK OF CANTON — 2014
What STATE BANK OF CANTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,689,000 | 33,013,000 | 33,267,000 | 31,711,000 |
| Total loans | 9,340,000 | 9,482,000 | 8,124,000 | 9,801,000 |
| Allowance for loan losses | 121,000 | 126,000 | 123,000 | 122,000 |
| Securities available for sale | 15,701,000 | 15,718,000 | 15,348,000 | 16,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,283,000 | 27,553,000 | 27,793,000 | 26,230,000 |
| Interest-bearing deposits | 19,260,000 | 18,631,000 | 19,647,000 | 18,123,000 |
| Noninterest-bearing deposits | 9,023,000 | 8,922,000 | 8,146,000 | 8,107,000 |
| Equity capital | 5,396,000 | 5,444,000 | 5,453,000 | 5,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 389,000 | 579,000 | 771,000 |
| Interest expense | 13,000 | 26,000 | 39,000 | 53,000 |
| Net interest income | 182,000 | 363,000 | 540,000 | 718,000 |
| Noninterest income | 24,000 | 38,000 | 52,000 | 57,000 |
| Noninterest expense | 163,000 | 325,000 | 486,000 | 652,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 15,000 |
| Pretax income | 43,000 | 71,000 | 91,000 | 108,000 |
| Income tax | 7,000 | 11,000 | 7,000 | 23,000 |
| Net income | 36,000 | 60,000 | 84,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,482,000 | 5,505,000 | 5,524,000 | 5,528,000 |
| Total capital | 5,603,000 | 5,631,000 | 5,647,000 | 5,650,000 |
| Risk-weighted assets | 13,885,000 | 13,746,000 | 12,657,000 | 13,945,000 |