Call reports 2013
STATE BANK OF CANTON — 2013
What STATE BANK OF CANTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 32,627,000 | 31,833,000 | 34,212,000 | 31,452,000 |
| Total loans | 9,008,000 | 9,219,000 | 8,355,000 | 9,244,000 |
| Allowance for loan losses | 124,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 16,965,000 | 15,870,000 | 16,656,000 | 15,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,066,000 | 26,508,000 | 28,981,000 | 26,132,000 |
| Interest-bearing deposits | 18,668,000 | 18,909,000 | 20,154,000 | 18,059,000 |
| Noninterest-bearing deposits | 8,398,000 | 7,599,000 | 8,827,000 | 8,073,000 |
| Equity capital | 5,446,000 | 5,313,000 | 5,217,000 | 5,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 404,000 | 601,000 | 801,000 |
| Interest expense | 15,000 | 32,000 | 46,000 | 61,000 |
| Net interest income | 184,000 | 372,000 | 555,000 | 740,000 |
| Noninterest income | 22,000 | 43,000 | 58,000 | 70,000 |
| Noninterest expense | 149,000 | 300,000 | 461,000 | 626,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 44,000 | 102,000 | 139,000 | 171,000 |
| Income tax | 8,000 | 22,000 | 27,000 | 30,000 |
| Net income | 36,000 | 80,000 | 112,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,349,000 | 5,390,000 | 5,420,000 | 5,447,000 |
| Total capital | 5,473,000 | 5,515,000 | 5,545,000 | 5,572,000 |
| Risk-weighted assets | 13,574,000 | 13,454,000 | 13,388,000 | 13,413,000 |