Call reports 2012
STATE BANK OF CANTON — 2012
What STATE BANK OF CANTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 31,824,000 | 32,165,000 | 33,059,000 | 31,698,000 |
| Total loans | 9,251,000 | 8,902,000 | 8,031,000 | 8,833,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 111,000 |
| Securities available for sale | 15,601,000 | 15,512,000 | 17,434,000 | 17,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,347,000 | 26,625,000 | 27,486,000 | 26,158,000 |
| Interest-bearing deposits | 17,981,000 | 18,588,000 | 18,919,000 | 18,344,000 |
| Noninterest-bearing deposits | 8,366,000 | 8,037,000 | 8,567,000 | 7,814,000 |
| Equity capital | 5,329,000 | 5,376,000 | 5,406,000 | 5,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 447,000 | 654,000 | 859,000 |
| Interest expense | 22,000 | 46,000 | 65,000 | 84,000 |
| Net interest income | 211,000 | 401,000 | 589,000 | 775,000 |
| Noninterest income | 23,000 | 45,000 | 67,000 | 89,000 |
| Noninterest expense | 155,000 | 335,000 | 480,000 | 639,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 111,000 | 176,000 | 225,000 |
| Income tax | 21,000 | 30,000 | 48,000 | 59,000 |
| Net income | 58,000 | 81,000 | 128,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,199,000 | 5,229,000 | 5,273,000 | 5,310,000 |
| Total capital | 5,320,000 | 5,350,000 | 5,394,000 | 5,421,000 |
| Risk-weighted assets | 13,541,000 | 13,318,000 | 12,941,000 | 13,366,000 |