Call reports 2011
STATE BANK OF CANTON — 2011
What STATE BANK OF CANTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,579,000 | 31,759,000 | 32,029,000 | 30,568,000 |
| Total loans | 9,372,000 | 8,760,000 | 8,121,000 | 8,878,000 |
| Allowance for loan losses | 120,000 | 120,000 | 121,000 | 121,000 |
| Securities available for sale | 16,329,000 | 15,881,000 | 17,548,000 | 15,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,272,000 | 26,364,000 | 26,512,000 | 25,121,000 |
| Interest-bearing deposits | 18,344,000 | 18,440,000 | 19,270,000 | 18,011,000 |
| Noninterest-bearing deposits | 6,928,000 | 7,924,000 | 7,242,000 | 7,110,000 |
| Equity capital | 5,187,000 | 5,249,000 | 5,329,000 | 5,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 486,000 | 713,000 | 946,000 |
| Interest expense | 36,000 | 74,000 | 105,000 | 134,000 |
| Net interest income | 220,000 | 412,000 | 608,000 | 812,000 |
| Noninterest income | 20,000 | 29,000 | 44,000 | 60,000 |
| Noninterest expense | 183,000 | 380,000 | 530,000 | 725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 61,000 | 122,000 | 147,000 |
| Income tax | 18,000 | 12,000 | 33,000 | 38,000 |
| Net income | 39,000 | 49,000 | 89,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,075,000 | 5,083,000 | 5,122,000 | 5,139,000 |
| Total capital | 5,195,000 | 5,203,000 | 5,243,000 | 5,260,000 |
| Risk-weighted assets | 13,718,000 | 13,291,000 | 12,913,000 | 13,091,000 |