Call reports 2010
STATE BANK OF CANTON — 2010
What STATE BANK OF CANTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,711,000 | 28,518,000 | 29,541,000 | 28,825,000 |
| Total loans | 9,746,000 | 10,093,000 | 9,170,000 | 9,759,000 |
| Allowance for loan losses | 120,000 | 120,000 | 120,000 | 120,000 |
| Securities available for sale | 14,375,000 | 14,249,000 | 14,770,000 | 16,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,468,000 | 23,169,000 | 24,102,000 | 23,550,000 |
| Interest-bearing deposits | 17,363,000 | 16,739,000 | 17,465,000 | 17,017,000 |
| Noninterest-bearing deposits | 6,105,000 | 6,430,000 | 6,637,000 | 6,533,000 |
| Equity capital | 5,088,000 | 5,171,000 | 5,245,000 | 5,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 522,000 | 777,000 | 1,031,000 |
| Interest expense | 51,000 | 98,000 | 148,000 | 182,000 |
| Net interest income | 208,000 | 424,000 | 629,000 | 849,000 |
| Noninterest income | 18,000 | 30,000 | 51,000 | 60,000 |
| Noninterest expense | 175,000 | 355,000 | 541,000 | 724,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 99,000 | 139,000 | 185,000 |
| Income tax | 15,000 | 31,000 | 40,000 | 53,000 |
| Net income | 36,000 | 68,000 | 99,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,947,000 | 4,977,000 | 5,006,000 | 5,038,000 |
| Total capital | 5,067,000 | 5,097,000 | 5,126,000 | 5,158,000 |
| Risk-weighted assets | 13,527,000 | 13,739,000 | 13,353,000 | 13,628,000 |