Call reports 2009
STATE BANK OF CANTON — 2009
What STATE BANK OF CANTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,996,000 | 26,874,000 | 27,932,000 | 28,366,000 |
| Total loans | 9,148,000 | 9,100,000 | 8,652,000 | 9,503,000 |
| Allowance for loan losses | 126,000 | 126,000 | 120,000 | 120,000 |
| Securities available for sale | 13,686,000 | 12,216,000 | 13,261,000 | 13,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,783,000 | 21,715,000 | 22,718,000 | 23,144,000 |
| Interest-bearing deposits | 15,963,000 | 15,672,000 | 16,102,000 | 16,911,000 |
| Noninterest-bearing deposits | 5,820,000 | 6,043,000 | 6,616,000 | 6,233,000 |
| Equity capital | 4,993,000 | 4,999,000 | 5,059,000 | 5,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 578,000 | 848,000 | 1,105,000 |
| Interest expense | 65,000 | 130,000 | 191,000 | 253,000 |
| Net interest income | 224,000 | 448,000 | 657,000 | 852,000 |
| Noninterest income | 17,000 | 32,000 | 46,000 | 59,000 |
| Noninterest expense | 163,000 | 342,000 | 510,000 | 700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 138,000 | 193,000 | 211,000 |
| Income tax | 26,000 | 45,000 | 62,000 | 64,000 |
| Net income | 52,000 | 93,000 | 131,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,822,000 | 4,861,000 | 4,897,000 | 4,912,000 |
| Total capital | 4,948,000 | 4,987,000 | 5,017,000 | 5,032,000 |
| Risk-weighted assets | 12,551,000 | 12,370,000 | 12,268,000 | 13,118,000 |