Call reports 2008
STATE BANK OF CANTON — 2008
What STATE BANK OF CANTON reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,242,000 | 26,179,000 | 27,444,000 | 26,512,000 |
| Total loans | 8,269,000 | 8,406,000 | 7,744,000 | 8,924,000 |
| Allowance for loan losses | 121,000 | 123,000 | 125,000 | 126,000 |
| Securities available for sale | 12,406,000 | 10,601,000 | 10,915,000 | 12,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,194,000 | 21,310,000 | 22,529,000 | 21,303,000 |
| Interest-bearing deposits | 15,249,000 | 15,458,000 | 16,315,000 | 15,927,000 |
| Noninterest-bearing deposits | 4,945,000 | 5,852,000 | 6,214,000 | 5,376,000 |
| Equity capital | 4,800,000 | 4,722,000 | 4,776,000 | 4,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 640,000 | 942,000 | 1,244,000 |
| Interest expense | 93,000 | 175,000 | 252,000 | 326,000 |
| Net interest income | 234,000 | 465,000 | 690,000 | 918,000 |
| Noninterest income | 20,000 | 36,000 | 51,000 | 66,000 |
| Noninterest expense | 174,000 | 338,000 | 492,000 | 656,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 163,000 | 249,000 | 328,000 |
| Income tax | 29,000 | 59,000 | 88,000 | 114,000 |
| Net income | 51,000 | 104,000 | 161,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,613,000 | 4,664,000 | 4,719,000 | 4,770,000 |
| Total capital | 4,734,000 | 4,787,000 | 4,844,000 | 4,896,000 |
| Risk-weighted assets | 11,455,000 | 11,819,000 | 11,501,000 | 12,125,000 |