Call reports 2007
STATE BANK OF CANTON — 2007
What STATE BANK OF CANTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,428,000 | 23,103,000 | 25,120,000 | 23,880,000 |
| Total loans | 8,651,000 | 8,903,000 | 7,508,000 | 8,121,000 |
| Allowance for loan losses | 130,000 | 120,000 | 120,000 | 121,000 |
| Securities available for sale | 12,664,000 | 12,883,000 | 12,512,000 | 12,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,986,000 | 18,621,000 | 20,415,000 | 19,059,000 |
| Interest-bearing deposits | 13,816,000 | 13,858,000 | 14,972,000 | 14,576,000 |
| Noninterest-bearing deposits | 5,170,000 | 4,763,000 | 5,443,000 | 4,483,000 |
| Equity capital | 4,371,000 | 4,399,000 | 4,531,000 | 4,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 615,000 | 947,000 | 1,281,000 |
| Interest expense | 86,000 | 179,000 | 277,000 | 372,000 |
| Net interest income | 216,000 | 436,000 | 670,000 | 909,000 |
| Noninterest income | 16,000 | 29,000 | 46,000 | 62,000 |
| Noninterest expense | 161,000 | 325,000 | 487,000 | 647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 140,000 | 229,000 | 324,000 |
| Income tax | 25,000 | 49,000 | 82,000 | 118,000 |
| Net income | 46,000 | 91,000 | 147,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,407,000 | 4,451,000 | 4,505,000 | 4,563,000 |
| Total capital | 4,537,000 | 4,571,000 | 4,625,000 | 4,684,000 |
| Risk-weighted assets | 11,316,000 | 11,375,000 | 10,815,000 | 11,048,000 |