Call reports 2006
STATE BANK OF CANTON — 2006
What STATE BANK OF CANTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,891,000 | 22,946,000 | 23,124,000 | 22,128,000 |
| Total loans | 8,806,000 | 8,823,000 | 7,806,000 | 8,247,000 |
| Allowance for loan losses | 136,000 | 136,000 | 136,000 | 135,000 |
| Securities available for sale | 11,242,000 | 11,147,000 | 12,434,000 | 12,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,769,000 | 18,683,000 | 18,797,000 | 17,759,000 |
| Interest-bearing deposits | 14,369,000 | 13,959,000 | 13,822,000 | 13,076,000 |
| Noninterest-bearing deposits | 4,400,000 | 4,724,000 | 4,975,000 | 4,683,000 |
| Equity capital | 4,080,000 | 4,122,000 | 4,232,000 | 4,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 550,000 | 840,000 | 1,139,000 |
| Interest expense | 66,000 | 137,000 | 216,000 | 302,000 |
| Net interest income | 202,000 | 413,000 | 624,000 | 837,000 |
| Noninterest income | 21,000 | 36,000 | 52,000 | 69,000 |
| Noninterest expense | 142,000 | 279,000 | 423,000 | 580,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 170,000 | 253,000 | 326,000 |
| Income tax | 29,000 | 62,000 | 92,000 | 119,000 |
| Net income | 52,000 | 108,000 | 161,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,211,000 | 4,266,000 | 4,317,000 | 4,362,000 |
| Total capital | 4,347,000 | 4,402,000 | 4,453,000 | 4,497,000 |
| Risk-weighted assets | 11,016,000 | 11,263,000 | 10,472,000 | 10,844,000 |