Call reports 2005
STATE BANK OF CANTON — 2005
What STATE BANK OF CANTON reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,267,000 | 22,229,000 | 23,206,000 | 22,651,000 |
| Total loans | 7,997,000 | 8,786,000 | 8,392,000 | 8,725,000 |
| Allowance for loan losses | 142,000 | 141,000 | 141,000 | 141,000 |
| Securities available for sale | 10,921,000 | 11,213,000 | 11,211,000 | 11,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,325,000 | 18,159,000 | 19,149,000 | 18,575,000 |
| Interest-bearing deposits | 14,218,000 | 14,290,000 | 14,952,000 | 14,289,000 |
| Noninterest-bearing deposits | 4,107,000 | 3,869,000 | 4,197,000 | 4,286,000 |
| Equity capital | 3,892,000 | 3,985,000 | 4,007,000 | 4,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 240,000 | 489,000 | 752,000 | 1,021,000 |
| Interest expense | 47,000 | 97,000 | 155,000 | 217,000 |
| Net interest income | 193,000 | 392,000 | 597,000 | 804,000 |
| Noninterest income | 21,000 | 46,000 | 64,000 | 81,000 |
| Noninterest expense | 134,000 | 260,000 | 403,000 | 539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 178,000 | 258,000 | 346,000 |
| Income tax | 29,000 | 65,000 | 93,000 | 125,000 |
| Net income | 51,000 | 113,000 | 165,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,997,000 | 4,057,000 | 4,107,000 | 4,161,000 |
| Total capital | 4,127,000 | 4,193,000 | 4,243,000 | 4,298,000 |
| Risk-weighted assets | 10,434,000 | 10,897,000 | 10,800,000 | 10,935,000 |