Call reports 2004
STATE BANK OF CANTON — 2004
What STATE BANK OF CANTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,067,000 | 21,654,000 | 21,888,000 | 21,443,000 |
| Total loans | 8,013,000 | 8,214,000 | 7,551,000 | 7,888,000 |
| Allowance for loan losses | 145,000 | 147,000 | 142,000 | 142,000 |
| Securities available for sale | 9,373,000 | 10,169,000 | 9,680,000 | 10,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,941,000 | 17,730,000 | 17,833,000 | 17,445,000 |
| Interest-bearing deposits | 13,971,000 | 13,579,000 | 14,072,000 | 13,693,000 |
| Noninterest-bearing deposits | 3,970,000 | 4,151,000 | 3,761,000 | 3,752,000 |
| Equity capital | 3,941,000 | 3,842,000 | 3,946,000 | 3,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 476,000 | 708,000 | 943,000 |
| Interest expense | 51,000 | 96,000 | 142,000 | 188,000 |
| Net interest income | 187,000 | 380,000 | 566,000 | 755,000 |
| Noninterest income | 19,000 | 41,000 | 58,000 | 76,000 |
| Noninterest expense | 142,000 | 282,000 | 422,000 | 570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 139,000 | 202,000 | 261,000 |
| Income tax | 22,000 | 48,000 | 70,000 | 90,000 |
| Net income | 42,000 | 91,000 | 132,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,822,000 | 3,869,000 | 3,909,000 | 3,947,000 |
| Total capital | 3,952,000 | 4,001,000 | 4,034,000 | 4,074,000 |
| Risk-weighted assets | 10,349,000 | 10,540,000 | 9,998,000 | 10,139,000 |