Call reports 2003
STATE BANK OF CANTON — 2003
What STATE BANK OF CANTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,536,000 | 20,670,000 | 21,749,000 | 20,764,000 |
| Total loans | 8,302,000 | 8,464,000 | 7,349,000 | 8,510,000 |
| Allowance for loan losses | 149,000 | 149,000 | 146,000 | 145,000 |
| Securities available for sale | 9,482,000 | 8,427,000 | 8,714,000 | 8,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,506,000 | 16,561,000 | 17,704,000 | 16,747,000 |
| Interest-bearing deposits | 12,312,000 | 13,277,000 | 13,908,000 | 13,506,000 |
| Noninterest-bearing deposits | 4,194,000 | 3,284,000 | 3,796,000 | 3,241,000 |
| Equity capital | 3,807,000 | 3,880,000 | 3,872,000 | 3,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 520,000 | 760,000 | 997,000 |
| Interest expense | 60,000 | 117,000 | 175,000 | 229,000 |
| Net interest income | 203,000 | 403,000 | 585,000 | 768,000 |
| Noninterest income | 19,000 | 37,000 | 56,000 | 75,000 |
| Noninterest expense | 135,000 | 267,000 | 386,000 | 519,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 173,000 | 255,000 | 324,000 |
| Income tax | 31,000 | 61,000 | 90,000 | 114,000 |
| Net income | 56,000 | 112,000 | 165,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,632,000 | 3,686,000 | 3,738,000 | 3,781,000 |
| Total capital | 3,758,000 | 3,816,000 | 3,859,000 | 3,911,000 |
| Risk-weighted assets | 10,029,000 | 10,378,000 | 9,680,000 | 10,409,000 |