Call reports 2002
STATE BANK OF CANTON — 2002
What STATE BANK OF CANTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,964,000 | 20,990,000 | 20,810,000 | 19,786,000 |
| Total loans | 7,785,000 | 8,258,000 | 7,256,000 | 8,361,000 |
| Allowance for loan losses | 153,000 | 153,000 | 150,000 | 149,000 |
| Securities available for sale | 9,840,000 | 9,127,000 | 10,076,000 | 10,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,092,000 | 17,077,000 | 16,819,000 | 15,775,000 |
| Interest-bearing deposits | 13,010,000 | 12,857,000 | 12,747,000 | 12,102,000 |
| Noninterest-bearing deposits | 4,082,000 | 4,220,000 | 4,072,000 | 3,673,000 |
| Equity capital | 3,574,000 | 3,651,000 | 3,734,000 | 3,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 600,000 | 883,000 | 1,156,000 |
| Interest expense | 101,000 | 193,000 | 279,000 | 351,000 |
| Net interest income | 202,000 | 407,000 | 604,000 | 805,000 |
| Noninterest income | 19,000 | 37,000 | 58,000 | 78,000 |
| Noninterest expense | 130,000 | 267,000 | 399,000 | 536,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 177,000 | 263,000 | 347,000 |
| Income tax | 32,000 | 63,000 | 93,000 | 122,000 |
| Net income | 59,000 | 114,000 | 170,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,417,000 | 3,494,000 | 3,525,000 | 3,578,000 |
| Total capital | 3,536,000 | 3,622,000 | 3,643,000 | 3,704,000 |
| Risk-weighted assets | 9,482,000 | 10,235,000 | 9,402,000 | 10,028,000 |