Call reports 2001
STATE BANK OF CANTON — 2001
What STATE BANK OF CANTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,317,000 | 20,196,000 | 21,772,000 | 20,878,000 |
| Total loans | 7,604,000 | 7,325,000 | 6,705,000 | 7,792,000 |
| Allowance for loan losses | 152,000 | 152,000 | 153,000 | 153,000 |
| Securities available for sale | 10,722,000 | 10,713,000 | 11,523,000 | 10,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,651,000 | 16,442,000 | 17,888,000 | 17,018,000 |
| Interest-bearing deposits | 12,379,000 | 12,103,000 | 13,474,000 | 12,715,000 |
| Noninterest-bearing deposits | 4,272,000 | 4,339,000 | 4,414,000 | 4,303,000 |
| Equity capital | 3,361,000 | 3,435,000 | 3,548,000 | 3,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 698,000 | 1,028,000 | 1,346,000 |
| Interest expense | 144,000 | 288,000 | 428,000 | 548,000 |
| Net interest income | 202,000 | 410,000 | 600,000 | 798,000 |
| Noninterest income | 20,000 | 39,000 | 55,000 | 75,000 |
| Noninterest expense | 122,000 | 247,000 | 384,000 | 517,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 202,000 | 271,000 | 356,000 |
| Income tax | 36,000 | 73,000 | 96,000 | 126,000 |
| Net income | 64,000 | 129,000 | 175,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,199,000 | 3,262,000 | 3,306,000 | 3,360,000 |
| Total capital | 3,267,000 | 3,327,000 | 3,368,000 | 3,480,000 |
| Risk-weighted assets | 5,388,000 | 5,078,000 | 4,886,000 | 9,589,000 |