Call reports 2001
CHAMBERS BANK OF NORTH ARKANSAS — 2001
What CHAMBERS BANK OF NORTH ARKANSAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 215,115,000 | 208,541,000 | 231,867,000 | 219,014,000 |
| Total loans | 155,241,000 | 161,595,000 | 174,954,000 | 180,042,000 |
| Allowance for loan losses | 1,456,000 | 1,756,000 | 1,803,000 | 1,875,000 |
| Securities available for sale | 26,705,000 | 27,613,000 | 25,767,000 | 12,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,484,000 | 163,807,000 | 181,770,000 | 168,387,000 |
| Interest-bearing deposits | 153,461,000 | 150,257,000 | 167,776,000 | 156,066,000 |
| Noninterest-bearing deposits | 13,023,000 | 13,550,000 | 13,994,000 | 12,321,000 |
| Equity capital | 18,617,000 | 19,005,000 | 19,277,000 | 19,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,310,000 | 8,471,000 | 12,573,000 | 16,691,000 |
| Interest expense | 2,534,000 | 4,962,000 | 7,219,000 | 9,014,000 |
| Net interest income | 1,776,000 | 3,509,000 | 5,354,000 | 7,677,000 |
| Noninterest income | 370,000 | 753,000 | 1,113,000 | 1,448,000 |
| Noninterest expense | 1,341,000 | 2,709,000 | 4,136,000 | 5,588,000 |
| Provision for loan losses | 135,000 | 390,000 | 525,000 | 645,000 |
| Pretax income | 670,000 | 1,163,000 | 1,806,000 | 2,775,000 |
| Income tax | 282,000 | 390,000 | 655,000 | 1,070,000 |
| Net income | 388,000 | 773,000 | 1,151,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,531,000 | 13,981,000 | 14,304,000 | 14,927,000 |
| Total capital | 14,987,000 | 15,737,000 | 16,107,000 | 16,802,000 |
| Risk-weighted assets | 160,230,000 | 159,951,000 | 174,791,000 | 173,474,000 |